PERSONAL MONEY MARKET   APY* Interest Rate $100 - $4,999 0.01% 0.01% $5,000 - $24,999 0.05% 0.05% $25,000 - $49,999 0.05% 0.05% $50,000 - $99,999 0.55% 0.55% $100,000 + 0.60% 0.60% Rates effective February 2, 2012 and subject to change without notice.                                     * Annual Percentage Yield

Your interest rate and annual percentage yield may change. At our discretion we may change the interest rate at any time. A minimum balance must be maintained to avoid maintenance fees which could reduce earnings. Springfield, Ohio (937) 390-0470