STOCK INFORMATION

Common Shares

There were 804,436 common shares of HCFC outstanding on March 8, 2010, held of record by approximately 144 shareholders.  HCFC's common shares are traded on the Over the Counter Bulletin Board (OTCBB) Market under the symbol "HCFL".  The following represents high and low trading prices and dividends declared during each respective quarter during 2008 and 2009.  The trading prices reflect inter-dealer prices, without retail mark-up, mark-down or commission.

2008   First Quarter Second Quarter Third Quarter Fourth Quarter

High   $11.750 $11.000 $9.500 $6.750

Low   $10.700 $9.070 $6.250 $5.200

Dividends declared $0.12 $0.06 $0.06 $0.06

2009   First Quarter Second Quarter Third Quarter Fourth Quarter

High   $5.250 $8.000 $ 9.350 $ 7.250

Low   $4.250 $ 4.600 $ 6.700 $ 6.000

Dividends declared $0.06 $0.06 $0.06 $0.06

The payment of dividends by HCFC to its shareholders may depend in part on the dividends paid by Home City to HCFC.  Home City's ability to pay dividends is governed by OTS regulations, which require Home City to obtain approval of the OTS under certain circumstances.  Home City currently is required to obtain OTS approval for all dividends to HCFC.

Additional information concerning our stock is available in the 2008 Annual Report.  Please contact Customer Service, if you would like a copy.

Springfield, Ohio
(937) 390-0470