How Do You Improve on a FREE Checking Account??   Home City Federal Savings Bank now has an Easy Access Free Checking Account. Earn 1% Annual Percentage Yield with no minimum balance No Monthly Service Fees Debit Card & Internet Banking   Just have a Direct Deposit made to your account at least once a month, and you will receive all the benefits of our Easy Access Free Checking.  Minimum balance to open the account is $50.00. Rates effective October 1, 2009 and subject to change without notice.

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