Home City Federal Savings Bank is honored to partner with local businesses to facilitate growth in our hometown. We have been proudly serving this community since 1925. Come in to see Don Lynam, EVP Commercial Loans, or call him at (937) 390-1159 to find the right business services and loan to meet your business needs.
BUSINESS CHECKING AND SAVINGS
Home City Federal offers a wide range of deposit products, from our basic Small Business Checking account or Analyzed Business Checking account to our Business Money Market. Please see our Business Checking and Savings page for more details on how we can help you with all your business banking needs.
SMALL BUSINESS LINE OF CREDIT
A Home City Federal Business Line of Credit is just right for the short-term credit needs your business may have. Whether used to fund an increase in inventory or capital improvements, Home City Federal is here to help you obtain the cash flow your business needs.
SMALL BUSINESS TERM LOANS
A Home City Federal Business Term Loan is just right to help your business grow. A business term loan can provide you with the financing your company needs for a new piece of equipment, expansion, real estate and the capital to help your business meet its long-term goals.
Maybe your business needs more than what a traditional Business loan can offer, like a longer payback term or higher borrowing limits. A Small Business Administration Loan may help you buy or expand a business, purchase real estate, equipment or furnishings, pay for inventory, finance receivables and fund operating expenses.
In today’s world, the ability to accept credit or debit cards is vital to strengthening your customer relationship and increase profits. Available to our merchants of any size, Home City Federal’s fast, reliable transaction processing gives you everything you need to accept credit and debit cards at a competitive rate.
ELECTRONIC PAYMENT SOLUTIONS
Home City Federal’s Payroll Direct Deposit Service allows you to pay your employees electronically and securely through the National Automated Clearing House. Your employees can have their payroll earnings deposited into several checking and savings accounts as well as deposited between more than one financial institution. Check out how Home City can provide your business with an efficient way of doing your payroll processing.
In addition, the Electronic Payment Solutions offers you a convenient way to pay your Federal and State taxes. You can transmit your payments electronically 24 hours a day, seven days a week.
Home City Federal can facilitate the transmission of international wires and the conversion of US Currency into Foreign Currency to help you meet your ever changing business needs.
Ordering Foreign Currency has just become easier. You can now order your Foreign Currency through My Travel Wallet provided by Travelex.