Auto Loans


Put Yourself In the Driver’s Seat With A Home City Federal Savings Bank Auto Loan

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan from Home City Federal Savings Bank, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-approve” you for the amount you need, before you visit the dealership. And there’s absolutely no obligation to buy a vehicle or take the loan.

With a Home City Federal Savings Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.

Here’s how to get started:

  1. Stop by our Limestone Branch to complete an application.  You will need to bring proof of current employment with pay stubs covering 30 days.  If you are self employed, there may be alternate documentation requested.  A credit report and credit score for all borrowers, co-borrowers and guarantors will be ordered.
  2. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.

With a Home City Federal Savings Bank Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.  Contact Pete Duffey at (937) 390-1213 or Cheryl Hesson at (937) 521-4500 for more details.

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