Checking Accounts

We offer a checking account to meet your needs.

If you’re with another institution, switch your Accounts to Home City Federal Savings Bank anytime from anywhere. It’s quick and easy with our New Account Transfer Kit. If you would like more information and would like to open an account in person, contact Cindy Hofbauer or Julie Mills at (937) 390-0470 or stop by one of our convenient locations. Information on other checking account products available upon request.  You can also reorder checks anytime using our secure Check Reorder Form.

Easy Access Checking Account

Would you like to earn interest on your checking account? Our Easy Access Checking account is the answer. The more you keep in your account, the more interest you can earn! With an opening deposit of $50 you can start to enjoy a checking account with new tiered interest rates.

  • Variable tiered interest rates
  • Home City Federal Debit Card
  • Online Banking, Bill Pay and People Pay
  • Unlimited check writing
  • Check Images with Statement
  • $5 fee each statement cycle if the average daily balance falls below $100 for the monthly cycle

Interest Checking

Our Interest Checking account is designed to meet your basic checking needs. A minimum daily balance of $100 is required to obtain the APY. With an opening deposit of $50, you can enjoy a checking account designed just for you.

  • Variable tiered interest rates
  • Home City Federal Debit Card
  • Online Banking, Bill Pay and People Pay
  • Unlimited check writing
  • Check Images with Statement
  • $5 fee each statement cycle if the average daily balance falls below $100 for the monthly cycle

Online Banking LoginIcon for: Online Banking

Lost or Stolen Visa Debit Card

To Report a Lost or Stolen Visa Debit Card call 1-800-236-2442.